About Us  Since 1986, G F Capital has specialized in employee benefits, including medical, dental, vision, term life, and disability plans.  Serving local businesses with 2 to 100+ employees, we service clients in all industries from Sonoma County to Orange County, and from the Pacific Ocean east to the foothills.  G F Capital has become a Good Friend to our clients by providing personalize service through licensed, experienced agents.  We keep employers up-to-date on the costs and benefit coverage of the top medical plans in California.  Our primary responsibility is finding the right program to accommodate each employers unique needs and budget.  We sell solutions, not products. We help our clients to Generate Financial Capital by keeping their valuable employees healthy, protected, and at work.  Illness is a costly and somewhat unseen threat to employers.  It accounts for 61% of an employees total lost productivity and medical costs.  We encourage sick and distraught workers to stay at home and get appropriate medical and professional attention before returning to work.  The right benefits support and build employee loyalty. Our “hands on” customer service separates us from other brokers.   Let us become your outsourced employee benefits department and partner in protecting the health and personal concerns of your valued employees, while assisting with the challenges determining each employers success and survival. While our focus is on employee benefits, we are also successful in accommodating the personal needs of former employees, over-aged dependents, and providing our growing population of Americans over age 65 with affordable, reliable medical insurance, and opportunities to retain their preferred providers.  We are genuinely interested in your unique needs. Give us a chance to earn your trust and loyalty. Monsarrat Graduates from School of Success Julian Monsarrat of Walnut Creek has earned the Health Insurance Professional designation. A member of the Golden Gate Association of Health Underwriters (owner of G F Capital Insurance Services), Monsarrat qualified for the designation by attending a minimum of 40 hours of classroom instruction, covering subjects including Business Ethics, Professional Underwriting,  Exceptional Customer Service,  Sales & Marketing and  Expanding Your Product Portfolio. Founded in 1985, G F Capital Insurance Services is a full service insurance agency located in Martinez. The Health Insurance Professional designation (HIP) is recognized and endorsed by the National Association of Health Underwriters.